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Common Misconceptions About Car Accidents In New Jersey

Processing the after-effects of a car accident in New Jersey can be complex, and misconceptions about the proper course of action can add to the confusion.

In this comprehensive guide, we debunk eight common myths surrounding car accidents in the state, providing clarity on crucial steps individuals should take.

From the belief that calling the police is unnecessary to the misconception that insurance companies handle everything, this article aims to empower readers with accurate information. 

Understanding these misconceptions is vital for making informed decisions, protecting one’s rights, and ensuring a smoother process in the after-effects of a car accident.

Common Misconceptions About Car Accidents In New Jersey

8 Common Misconceptions About Car Accidents

Understanding these common misconceptions and taking the appropriate steps can make a significant difference in the consequences of a car accident, both in terms of your well-being and potential legal implications:

Avoiding Police Involvement: A Potentially Costly Decision

Some mistakenly believe that involving the police in minor accidents is unnecessary. However, not calling the police can lead to complications down the line.

The police report serves as an official record and is often crucial for insurance claims. For example, in a minor rear-end collision, the at-fault driver might admit fault at the scene but later deny responsibility when dealing with insurance.

Relying Solely on Insurance: A Common Misbelief

Another misconception is that insurance companies handle everything seamlessly. While insurance is vital, relying solely on it can lead to oversights.

For instance, not reporting the accident promptly to your insurer might result in delayed processing or denial of your claim, leaving you responsible for the damages.

Delayed Injury Lawsuit Assumption: A Risky Belief

Some individuals think that if injuries aren’t immediately apparent, they can’t sue for them later. This is a risky assumption as injuries may manifest after the fact.

For example, whiplash injuries might not be noticeable immediately after a car accident but can cause long-term issues, leading to potential legal action.

Avoiding Personal Injury Lawyers: A Misguided Choice

There’s a common misconception that personal injury lawyers are unnecessary, and insurance companies will handle everything.

However, consulting a personal injury lawyer is essential for processing legal complexities. For instance, if an insurance settlement falls short of covering medical expenses and damages, a lawyer can help pursue additional compensation.

Neglecting Medical Attention: A Dangerous Decision

Some believe that minor accidents don’t warrant medical attention. However, even seemingly minor accidents can result in hidden injuries.

For example, a low-speed collision may lead to internal injuries or aggravate pre-existing conditions, making prompt medical attention crucial for both health and potential legal claims.

Disregarding Minor Injuries: A Potentially Costly Mistake

Downplaying minor injuries is another misconception. Even seemingly insignificant discomfort should be addressed promptly.

For example, dismissing a sore neck or back after a minor accident might lead to long-term complications, affecting your overall well-being and potentially impacting your ability to seek compensation.

Overlooking Damages Evidence: A Common Oversight

Some don’t consider collecting evidence necessary, relying on insurance to handle everything. However, gathering evidence at the accident scene is vital.

For instance, taking photos of vehicle damage, obtaining witness statements, and documenting road conditions can strengthen your case and assist insurance companies in making accurate assessments.

Moving Vehicles to Safety: A Wise Precaution

Leaving vehicles in place after an accident is a common assumption. However, moving vehicles to a safe location is a practical step to prevent further accidents and ensure everyone’s safety.

For example, if an accident occurs on a busy road, leaving vehicles in the roadway could lead to additional collisions, exacerbating the situation.

See also: What kind of evidence should I be gathering after an accident?

How Common Are Minor Car Accidents in New Jersey?

Understanding the prevalence of minor car accidents in New Jersey is crucial for context.

  • In 2022, New Jersey recorded over 200,000 motor vehicle accidents, with a substantial portion categorized as minor incidents.
  • Minor accidents are often caused by factors like distracted driving, tailgating, and adverse weather conditions.

See also: Jersey City Car Accident Lawyer

Seeking Legal Help from Car Accident Lawyers in New Jersey

When faced with the after-results of a car accident, seeking legal counsel becomes important to processing the complexities of New Jersey’s laws.

In such situations, turning to professionals who understand the nuances of state-specific regulations is crucial. One such reputable option is the Rosengard Law Group.

Their expertise in handling car accident cases in New Jersey ensures you receive tailored advice and representation. 

From negotiating with insurance companies to guiding you through legal procedures, having the support of seasoned professionals can significantly enhance your chances of a favorable outcome.


How Can a Minor Accident Cause Major Injuries?

Even low-speed impacts can result in injuries due to factors like seatbelt tension, airbag deployment, and the sudden jolt to the body.

What’s an Interesting Fact About Car Accidents in New Jersey?

New Jersey has seen a decline in alcohol-related accidents over the past decade, showcasing the positive impact of awareness campaigns and law enforcement efforts.


Dispelling these misconceptions empowers you to make informed decisions after a car accident in New Jersey. Remember, your well-being and legal rights are necessary. Seek professional advice, prioritize your health, and take the necessary steps to protect yourself on the road. 

Understanding the reality of car accidents ensures you’re prepared, should the unexpected occur.

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