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Debunking 7 Common Myths about Personal Injury in New Jersey

Personal injury cases can be complex and confusing, especially if you’re not familiar with the legal landscape in New Jersey.

If you’ve been injured and are considering filing a personal injury claim, it’s essential to separate fact from fiction.

In this article, we’ll debunk seven common myths about personal injury in New Jersey, providing you with clear and straightforward information to guide you through this often challenging process.

Personal Injury Claims Are a Time-Taking Process

Personal injury claims don’t always drag on for years. Many cases are resolved relatively quickly through negotiation or settlement.

The duration of a case largely depends on the complexity of the situation and the willingness of both parties to reach an agreement.

According to data from the New Jersey courts, approximately 80% of personal injury cases are settled out of court.

Personal Injury Claims Are a Time-Taking Process

In New Jersey, there’s a statute of limitations that varies depending on the type of injury, so it’s important to act promptly and consult with an attorney to expedite the process.

You Cannot File a Personal Injury Lawsuit Against the Government

You can file a personal injury lawsuit against government entities in New Jersey, but the process is different from suing a private individual or company.

Government agencies enjoy certain protections, and there are specific rules and procedures to follow.

If you’ve been injured due to the negligence of a government entity, consult an experienced personal injury attorney to guide you through the unique legal requirements.

You Need a Specific Injury to File a Personal Injury Claim

You don’t need a catastrophic injury to file a personal injury claim. Personal injury cases encompass a wide range of injuries, from minor to severe.

As long as your injury was caused by someone else’s negligence, you may have a valid claim. Injuries can include slip and falls, car accidents, dog bites, and even emotional distress.

The key is to establish that someone else’s actions or inactions were responsible for your injury.

Hiring an Experienced Lawyer in a Personal Injury Case Is Unnecessary

While you have the right to represent yourself in a personal injury case, it’s highly recommended to hire an experienced attorney.

Personal injury law can be intricate, and insurance companies have legal teams to protect their interests.

An experienced attorney like Rosengard Law Group, can help you navigate the legal system, negotiate with insurance companies, gather evidence, and ensure your rights are protected, increasing your chances of a favorable outcome.

You Can File a Personal Injury Claim at Any Time

New Jersey has a statute of limitations for personal injury cases, which means there is a time limit for filing a claim. The specific time frame varies depending on the type of injury and circumstances.

Generally, it’s two years from the date of the injury or from the date you discovered the injury. Failing to file within this timeframe may result in your case being dismissed, so it’s crucial to act promptly.

There’s No Statute for Personal Injury Cases in NJ

New Jersey does have statutes of limitation for personal injury cases, as mentioned earlier.

It’s vital to be aware of these limitations, as they vary depending on the type of injury and can significantly impact your ability to pursue a claim.

Consulting with an attorney can help you determine the specific time limits that apply to your situation.

Your Insurance Company Will Cover All Your Damages

Insurance companies are profit-driven entities, and they often aim to minimize their payouts.

While your insurance policy may cover some of your damages, it’s essential to recognize that insurers might try to settle for less than you deserve.

An experienced attorney can help you negotiate with the insurance company to ensure you receive fair compensation for your injuries and losses.

Most Common Things in Personal Injury Cases

Following are the most common claiming things in personal injury: 

  1. Medical bills and expenses
  2. Lost wages and income
  3. Pain and suffering
  4. Property damage


How Can I Dispute a Personal Injury Case in New Jersey?

Disputing a personal injury case in New Jersey involves gathering evidence, working with your attorney, and negotiating with the other party or their insurance company. If negotiations fail, you may need to go to court. Your attorney will guide you through the entire process.

How Can You Reduce Your Insurance Cost?

Reducing your insurance costs in New Jersey can be achieved by shopping around for the best rates, maintaining a clean driving record, bundling policies, and raising your deductible. Consult with insurance professionals to explore other ways to lower your insurance expenses.


Understanding the truth behind these common myths is crucial when dealing with personal injury cases in New Jersey.

The legal process can be complicated, but with the right information and legal guidance, you can protect your rights and pursue fair compensation for your injuries and losses.

If you’ve been injured due to someone else’s negligence, don’t let these myths deter you from seeking justice and the compensation you deserve.

Consult with an experienced attorney to navigate the complexities of the legal system and achieve a favorable outcome in your personal injury case.

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