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Get More From Your Car Accident Settlement

When you are injured in a car accident that was the fault of the other driver, you expect the insurance company to cover your medical expenses and losses. After all, that is why you have insurance.

However, insurance companies are more interested in reducing, delaying, or denying your claim to protect their bottom line. An insurance company is never going to offer you the maximum compensation for your injuries and losses unless you take certain steps to protect your rights as an injury victim.

Maximizing Your Compensation Claim 

When you are involved in a car accident, you will benefit from collecting as much information as possible when you are still at the accident scene. This includes:

  • Filing an official police report of the accident
  • Gathering contact information from any witnesses
  • Take pictures of the scene, the surrounding area, and your physical injuries

This information will be very valuable in building your compensation claim. If your injuries are too serious to complete these tasks don’t panic, you can still build a claim for compensation.

Medical Care

Immediately after the accident happens, you should go to the Er and have a medical evaluation. If your injuries are not serious enough to go by ambulance, drive yourself as soon as emergency services clear you to leave.

Even if you feel that your injuries are minor you should have an evaluation. Many injuries are not visibly apparent. This does not mean that they are not serious. You may suffer from a concussion, whiplash, hairline fractures, or even internal injuries or bleeding.

Never gamble with your health, and have a medical care provider evaluate you after any accident.

Make sure that you follow up with any doctor visits or therapies prescribed by the ER doctor. Failing to go to the doctor or follow recommended treatments indicates to the insurance company that your injuries are not serious and you have made a full recovery.

Speak To A Car Accident Attorney

One of the best ways to protect yourself from unfair treatment by the insurance company is to speak with a car accident lawyer prior to giving your official statement to the insurance company.

The insurance adjuster is trained to ask questions that will generate answers that are to their benefit. If you say the wrong things to the adjuster, it will have an impact on your compensation.

Your attorney can guide you through the insurance statement process and help you with the entire claim process. When you have legal representation, your lawyer can manage the entire claim, including all dealings with the insurance company and negotiating the settlement.

Avoid Social Media

Social media has become an integrated part of life for many people. While this is a great way to stay in touch with family and friends, it is also a great way for the insurance company to monitor you.

If you post anything about your accident on your social media you should make it very basic. State that you were injured in an accident and leave it at that. Do not put details in any posts. Do not put updates, and do not discuss what you talked about with your doctor or lawyer. Do not post any pictures, including old photos. All of this information can be used against you for your case.

You should also avoid putting anything aggressive or negative about the other driver or the insurance company on your social media page. This can make you look like you are filing a claim for revenge and not for your losses.

Follow Legal Advice

If you are going to benefit from having legal representation, then take full advantage of that representation and follow the recommendations of your attorney. This is the best way to secure the maximum compensation for your injury and losses.