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What Are Losses in a Car Accident Claim?

When you’re in a car accident, the word “losses” can be confusing. But it’s simply everything you go through like medical bills, car damage, and even how you feel. In the aftereffects of a car accident, processing the complexities of legal claims can be overwhelming.

For parents facing child support obligations, the intersection of child support and personal injury awards adds another layer of complexity.

In this comprehensive guide, we’ll look into how child support impacts personal injury awards in car accident claims in New Jersey. From understanding the types of losses to the steps of a car accident claim, we’ll provide clear insights and practical advice.

What Are Losses in a Car Accident Claim?

Types of Losses in Car Accident Claims in NJ

In car accident claims in New Jersey, various types of losses are considered when determining compensation. Understanding these losses is important for anyone processing the complexities of a personal injury case:

Economic Losses

Economic losses in car accident claims involve tangible financial impacts. This includes lost wages due to time away from work, future earning potential, and out-of-pocket expenses such as transportation costs for medical appointments.

For instance, if a victim worked at a local workplace, like a manufacturing plant in Trenton, the economic losses may be significant. 

Medical Expenses

Medical expenses cover the costs of current and future medical treatments resulting from the accident. This includes hospital bills, rehabilitation, therapy, and ongoing healthcare needs.

For example, if the accident occurred near major roads like the Garden State Parkway, the victim might incur substantial medical expenses.

Property Damage

Property damage encompasses the repair or replacement costs for damaged vehicles and personal belongings. If the accident occurred in a busy intersection like the one near Newark Liberty International Airport, property damage may be considerable.

Punitive Damages

Punitive damages are awarded to punish the at-fault party for gross negligence. While not always granted, they serve as a deterrent against reckless behavior.

A recent case in Camden highlighted punitive damages awarded due to egregious conduct on a local road. Punitive damages can vary significantly but may reach up to $100,000 in extreme cases.

Factors Affecting Determination of Losses in Car Accident Claims

In a New Jersey car accident claim, several key factors come into play when determining losses. Understanding these factors is vital for anyone seeking fair compensation after an unfortunate incident on the road.

Severity of Injuries and Damages

  1. Greater injuries often lead to higher compensation. Long-term or permanent disabilities impact awards significantly. 
  2. For instance, if a collision results in severe injuries, such as fractures or head trauma, the compensation awarded is likely to be higher. Similarly, extensive damage to vehicles and other property escalates the overall losses incurred.

Documentation and Evidence

  1. Thorough documentation strengthens your case. Medical records, photos, and eyewitness accounts are pivotal.
  2. Local examples, like accidents occurring on well-traveled roads such as the New Jersey Turnpike or incidents near major workplaces like Newark Liberty International Airport, can help illustrate the significance of detailed documentation.

Comparative Negligence

  1. NJ follows a modified comparative negligence system. Your compensation may be reduced if you’re partially at fault.
  2. For instance, if you were obeying traffic rules but the other party was texting while driving, your negligence could significantly impact the compensation you receive.

NJ Laws and Regulations

  1. Understanding state laws is vital for a successful claim. Familiarize yourself with NJ’s no-fault insurance system.
  2. For example, knowing that New Jersey requires drivers to carry personal injury protection (PIP) insurance highlights the need to process through the claims process within the state’s legal framework.

See also: Will an Expired License Affect My Car Accident Claim?

Steps of a Car Accident Claim in NJ

It follows:

Seek Medical Attention

  • Prioritize your health and well-being.
  • Immediate medical attention ensures a proper assessment of injuries.

Contact Law Enforcement

  • Report the accident to the police.
  • Obtain a copy of the police report for your records.

Gather Information

  • Collect contact details of all involved parties.
  • Document the scene, damages, and any relevant information.

Trial and Appeal

  •  Litigation may become necessary.
  •  Be prepared for trial and understand the appeal process.

Statute of Limitations of Losses in a Car Accident Claims

In the context of car accident claims in New Jersey, it is crucial to have a clear understanding of the statute of limitations for car accidents.

The state imposes a two-year time limit within which individuals must file a personal injury lawsuit following a car accident.

This means that if you fail to initiate legal proceedings within two years of the accident, you may lose your right to seek compensation for losses incurred. 

This time constraint underscores the importance of prompt action, emphasizing the need for individuals to consult with an experienced car accident attorney promptly.

Filing within the stipulated time ensures that your case is within the legal bounds, allowing for a thorough and timely pursuit of rightful compensation for the damages suffered in the aftereffects of the accident.

Consult an Experienced Car Accident Attorney in NJ

Facing the complexities of a car accident claim in New Jersey can be challenging. Seeking the right legal support is necessary. A seasoned professional like the Rosengard Law Group to handle the complexities of your case.

An experienced car accident attorney not only guides you through the legal process but also ensures that your rights are protected. 

With expertise in New Jersey’s specific laws and regulations, their dedicated team can be your ally in securing the compensation you rightfully deserve. 


How much compensation can I get for my losses in a car accident claim?

The amount varies based on factors such as the severity of injuries and economic losses. Consult with an attorney for an accurate estimate.

How much does it cost to file and pursue a car accident claim?

Most personal injury attorneys work on a contingency fee basis. You pay only if they secure compensation for you.


In conclusion, the interplay between child support obligations and personal injury awards in car accident claims in New Jersey demands careful consideration.

Understanding the types of losses, factors affecting determination, and the necessary steps can empower you to process this challenging domain. Seek professional legal guidance early on to ensure your rights are protected. 

Remember, the road to recovery involves not only healing physically but also securing the compensation you deserve.

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