Car Accidents Involving Uber or Lyft Drivers: What You Should Know

In today’s travel scene, Uber and Lyft have made getting around a breeze. They offer affordable, on-demand rides that have become a part of our daily routines. 

But there’s a legal side to this too, like figuring out if drivers are employees or not and making sure rides are safe.

Sometimes accidents happen, just like in any car ride, due to things like distracted driving or bad weather.

Knowing what to do in these situations and when to seek legal advice can be a bit of a puzzle. 

So, let’s chat about all this in a friendly, easy way, like you’re catching up with a buddy at your favorite cafe.

The Growing Impact of Uber and Lyft

Uber and Lyft? They’ve completely changed the game when it comes to getting around town.

Remember the old days of trying to flag down a cab? These apps have made it all so much easier and quicker—and let’s be real, often cheaper too.

Now Let’s Break It Down in,

Money Matters

Not only have they given us more options to move around, but they’ve also thrown a lifeline to loads of folks looking for a side gig or full-time hustle.

Especially in those places where buses and trains aren’t that great, Uber and Lyft have filled the gap without breaking the bank for riders.

Changing Times

Ever noticed more of your friends ditching their cars lately? That’s because, for a lot of city folks, ride-sharing is just more convenient.

No more fretting about where to park, or those pesky car repair bills.

Planet Talk

There’s some good and some “uh-oh” here. On the plus side, fewer people might feel the need to buy cars.

But on the flip side, there are concerns about all those ride-share cars cruising around waiting for their next pick-up—kind of like taxis circling the block.

That could mean more car fumes. The silver lining? Both Uber and Lyft are diving deep into the world of electric and self-driving cars.

Understanding the Legal Landscape

So here’s the real tea: while Uber and Lyft might have been game-changers in the transport scene, they did stir up quite a storm in the courtrooms.

Initially, cities were like “Whoa! What’s this?” trying to wrap their heads around how to even approach these new kids on the block.

And then there’s the big question: what about the folks behind the wheel? 

Navigating City Halls 

So when ride-sharing first hit the scene, a lot of cities were like, “Hold up, what’s this now?” They weren’t ready for Uber and Lyft’s massive growth.

This meant some legal headaches for the ride-sharing bigwigs.

The cities had all these questions, like “Are drivers more like freelancers or full-time employees?” and “How do these services fit into our current taxi rules?”

Safety First

Now, here’s something everyone can agree on—keeping riders safe. There’ve been worries, especially about how drivers are picked and vetted.

But credit where it’s due: both Uber and Lyft stepped up their game. Think about emergency SOS buttons and being able to share your ride details with a buddy.

Business Tussles

When you’re as big as Uber and Lyft, you’re bound to ruffle some feathers. Some folks reckon they play a bit too rough, trying to edge out the competition.

Uber and Lyft’s Insurance Coverage

Both Uber and Lyft provide insurance for their drivers. When the driver’s app is on but they haven’t accepted a ride, there’s usually a lower coverage limit.

Once a ride has been accepted, or a passenger is in the vehicle, higher coverage limits kick in.

This usually includes liability, comprehensive, collision, and uninsured/underinsured motorist coverage.

New Jersey’s Ridesharing Laws

New Jersey has specific laws for ridesharing services like Uber and Lyft. One of the key regulations is that rideshare companies must provide insurance coverage of up to $1.5 million when a passenger is in the car.

They must also conduct thorough background checks on drivers and have zero-tolerance policies for drug and alcohol use.

Common Causes of Accidents Involving Uber/Lyft Drivers

The reasons vary, but common causes include distracted driving, fatigue due to long hours, unfamiliarity with routes or areas, and the pressure to complete more rides in less time.

Standard issues like speeding, weather conditions, and vehicle malfunctions also play roles.

What to Do After an Uber or Lyft Accident

1. Ensure safety: Check if everyone’s okay and move to a safe location if possible.
2. Call the police: Report the accident and obtain a police report.
3. Seek medical attention: Even if injuries seem minor, it’s good to get checked out.
4. Gather information: Note driver details, and witness contacts, and take photos of the scene.
5. Inform the rideshare app: Report the accident in the app or contact their support.
6. Consult an attorney: if you’re considering legal action.

See also: Jersey City Car Accident Lawyer

How to File Uber/Lyft Accident Report

In the app, there’s typically a ‘help’ or ‘support’ section. There, you can report an accident or safety incident.

Describe the incident in detail, and the platform’s support team should reach out for more information. Make sure to keep all evidence intact, like photos and medical reports.

See also: How to File a Police Report for a Car Accident in NJ

Reasons You May Need an Uber/Lyft Accident Attorney

If you’re involved in an accident as an Uber or Lyft passenger, or with one of these vehicles, hiring a car accident attorney specializing in rideshare incidents can be crucial.

They can help navigate the complex insurance policies of these companies, ensure you receive fair compensation for injuries or damages, and handle legal complexities unique to rideshare scenarios.

1. Complex Insurance Claims: Rideshare insurance can be complicated. An attorney can help navigate it.
2. Severe Injuries: If injuries from the accident are serious, you might need more compensation than offered.
3. Wrongful Death: In the unfortunate event of a fatality, an attorney can help the family get due compensation.
4. Disputed Liability: If there’s disagreement about who’s at fault, an attorney can advocate for you.
5. Unfair Compensation: If you feel the settlement offered isn’t fair, an attorney can negotiate on your behalf.

FAQs

Can You Still Drive for Uber/Lyft After an Accident?

Yes, but it depends on the severity and circumstances. After reporting the accident to Uber or Lyft, they’ll review it, and if your account remains in good standing, you can continue driving.

Can I Get Damages if I Was Partially Responsible for the Accident?

Yes, in many states, “comparative negligence” allows you to claim damages even if partially at fault, but the compensation might be reduced by your degree of fault.

How Much Can You Expect After an Uber/Lyft Wreck Settlement?

It varies based on the specifics of the accident, injuries, and damages. Factors include medical expenses, lost wages, and pain and suffering. Always consult an attorney for an estimate.

What to Do If an Uber Driver Says He Wasn’t Working?

Ensure you gather evidence at the scene, like photos and witness statements. If the driver denies working but was, your attorney and the rideshare app’s records can help prove the driver’s status.

Conclusion

Uber and Lyft offer tiered insurance, with full coverage when passengers are onboard.

New Jersey mandates a $1.5 million coverage for in-transit rideshares. Common accident causes include distractions, unfamiliar routes, and fatigue. 

If involved in a rideshare accident, prioritize safety, inform police, seek medical care, and report via the app.

Considering legal help might be beneficial, especially for complex claims or serious injuries. Post-accident, drivers might continue with Uber/Lyft, pending a review.

Even if you’re partly at fault in an accident, you might still claim damages. 

Settlement amounts vary, influenced by the accident’s impact and injuries.

If an Uber driver denies being on duty during an accident, evidence and app records can be pivotal.