New Jersey Car Accident Lawyer

Why New Jersey Residents Trust Rosengard Law Group NJ Car Accident Lawyers

A car accident can turn your life upside down in an instant—causing pain, mounting medical bills, lost income, and the overwhelming stress of dealing with insurance companies. At Rosengard Law Group, we understand how daunting this time can be, and we’re here to help.

With decades of experience, millions recovered for accident victims, and a reputation for personalized attention, we have the expertise and compassion to guide you through the process. Our team is dedicated to protecting your rights, fighting for the compensation you deserve, and helping you rebuild your life.

Here’s why New Jersey residents trust Rosengard Law Group:

• Personalized Attention: Every client is treated like family, with clear communication and support at every step.
• No Upfront Fees: You don’t pay unless we win—no surprises, just results.
• Proven Expertise: Decades of experience handling New Jersey car accident cases ensure you’re in trusted hands.

Let us take care of the legal complexities while you focus on healing. 📞 Call (856) 284-6446 today for a free consultation with a trusted New Jersey car accident attorney.

Client Testimonials

NJ car accident victims

William Clement
|My car accident forced me to change my whole lifestyle. Adam Rosengard made us all feel comfortable. He did what he said. He put together a great NJ car accident attorney team, and they were terrific. They helped and supported us with the huge amount of paperwork and doctor appointments. I felt cared for and confident in the team of experts. Thank you, Adam, for your support and for fighting for a good settlement.

Rachel Baker
Rosengard Law Group handled my vehicle accident lawsuit. There was a lot to learn. From the initial meeting through the ultimate settlement, Adam and his paralegal were patient and friendly. We cannot express how grateful we are.

Dana Wallace
I knew I’d made the proper decision from the moment I met Adam. He took his time and thoroughly described every detail, action, and possible conclusion. He also made certain that we authorized each decision and action step before taking it. RLG comes highly recommended by me.

Renan Teixeira
Mr. Rosengard was very helpful in guiding me through the personal injury process for my car accident. I recommend calling him.

What to Do After a Car Accident in New Jersey

If you’ve been in a car accident, the actions you take immediately afterward can make a big difference in your case. Here’s how you can protect your rights and build a strong claim:

Call Emergency Services

Always call the police to report the accident. Their report will be an essential piece of evidence in your case. Even if it seems minor, it’s better to be safe than sorry.

Seek Immediate Medical Attention

Your health is the most important thing. Even if you feel okay, visit a doctor. Some injuries, like concussions or internal bleeding, may not show symptoms right away. Seeking immediate medical attention is critical. Here’s a list of local hospitals in New Jersey to help you find care near you.

Document Everything

Take photos of the accident scene, your injuries, and the damage to your car. Collect contact information from witnesses and keep copies of all medical records and receipts.

Contact a New Jersey Car Accident Lawyer

Before speaking with the insurance company, contact an attorney. We’ll handle the communication, protect your rights, and ensure you’re treated fairly.

Types of Car Accidents We Handle

We understand that every car accident is unique. Different types of accidents come with distinct challenges, and our experienced attorneys know how to navigate these issues to achieve the best results for our clients.

Car Accidents

Whether it’s a rear-end collision, T-bone crash, or multi-vehicle pileup, car accidents happen every day on New Jersey’s busy roads. These incidents can result in property damage, injuries, and emotional distress. We represent drivers, passengers, and families affected by all types of car accidents, ensuring they receive fair compensation for medical bills, lost wages, and other damages.

Rideshare Accidents (Uber/Lyft)

Accidents involving rideshare vehicles are increasingly common, especially in busy urban areas like Newark and Jersey City. These cases often involve complex insurance claims since liability may fall on the driver, the rideshare company, or both. We have extensive experience in handling rideshare claims to ensure you receive the compensation you deserve.

Pedestrian Accidents

Pedestrian accidents frequently occur in crosswalks or at intersections in New Jersey’s bustling cities. These incidents often result in severe injuries due to the lack of protection for pedestrians. Our team fights aggressively to hold negligent drivers accountable and secure damages for medical bills, lost wages, and pain and suffering.

Truck Accidents

Crashes involving large trucks, such as 18-wheelers, are often devastating. These cases require an in-depth understanding of federal trucking regulations and commercial liability laws. Whether the accident was caused by driver fatigue, improper loading, or mechanical failure, we will thoroughly investigate your NJ truck accident case to identify all liable parties.

Motorcycle Accidents

Motorcyclists are at a higher risk of catastrophic injuries due to the lack of protection compared to cars. Insurance companies often try to blame riders for their injuries. We know how to counter these biases and fight for the compensation you need to recover from a motorcycle accident.

Hazardous Roadway Accidents

Poorly maintained roads, construction zones, and inadequate signage can contribute to accidents. These cases often involve claims against government entities or contractors responsible for road maintenance. Our attorneys are skilled at navigating the additional complexities of these claims to secure justice for our clients.

Key Features of New Jersey’s Car Accident Laws

Navigating New Jersey’s car accident laws can be complex. We ensure you understand your rights and options so you can make informed decisions about your case. Below are the critical aspects of the state’s car accident laws:

Choice No-Fault Insurance System

New Jersey operates under a unique “choice no-fault” system, which gives drivers two policy options:

1. Basic Policy:
   • Provides limited coverage with significant restrictions on your right to file a lawsuit.
   • Often chosen for its lower premiums but can leave policyholders vulnerable after an accident.
2. Standard Policy:
   • Offers broader coverage and allows you to choose between a:
     • Limited Right to Sue: You can only pursue claims for serious injuries, such as permanent disability, significant disfigurement, or other life-altering conditions.
     • Unlimited Right to Sue: This option provides the ability to file claims for any injuries caused by another’s negligence, regardless of severity.

Why It Matters:
The type of policy you select greatly impacts your ability to recover compensation after an accident. We review your policy and advocate for maximum compensation, even in limited right-to-sue situations.

Comparative Negligence Rule

New Jersey follows a modified comparative negligence system, meaning:

• You can still recover compensation even if you share some responsibility for the accident.
• However, your damages will be reduced in proportion to your percentage of fault.
• If you are found to be 51% or more at fault, you are barred from recovering damages.

Example:
If you are 20% at fault and awarded $100,000, your compensation will be reduced by 20%, resulting in $80,000.

Our team builds strong cases to minimize fault attributed to you, ensuring you receive the compensation you deserve.

Statute of Limitations

New Jersey law allows a limited time to file a personal injury claim:

• Two Years: You must file within two years of the accident date to make the statute of limitations.
• Missing this deadline can result in losing your right to compensation.

Important Tip:
Don’t wait. Starting your claim early allows us to preserve crucial evidence and build a compelling case.

Mandatory Insurance Requirements

New Jersey law requires all drivers to carry minimum auto insurance coverage. Learn more about these requirements on the NJ Division of Insurance website.

• Liability Insurance: Covers damages if you’re at fault:
  • $15,000 for injury or death per person.
  • $30,000 for total injury or death per accident.
  • $5,000 for property damage.
• Personal Injury Protection (PIP): Covers medical expenses regardless of fault. Minimum coverage is $15,000, but it can go up to $250,000 for severe injuries like permanent disabilities.
• Uninsured/Underinsured Motorist Coverage (Optional but recommended): Protects you if you’re hit by a driver who has insufficient or no insurance.

Why It Matters:
Minimum policies often fall short of covering serious accident costs. We ensure you understand your coverage and pursue compensation to cover all your losses.

By breaking down these key features, we simplify New Jersey’s complex car accident laws and empower you to protect your rights. Let us handle the legal intricacies while you focus on recovery. Contact us today for a free consultation.

Steps in the Legal Process for NJ Car Accident Claims

We know how daunting the process can feel. That’s why we handle every detail—from gathering evidence to negotiating with insurers—so you can concentrate on recovery without the added burden of legal worries. Here’s an in-depth look at how we handle your case:

1. Initial Case Review

Your journey with Rosengard Law Group begins with a free consultation.

• What to Expect:
  • We’ll listen to your story and assess the details of your accident.
  • Our team will identify the strengths of your case and explain your legal options in plain, straightforward language.
• Why It Matters:
  Understanding your rights and options upfront sets the foundation for a strong case. This no-obligation consultation also helps you decide whether we’re the right fit for your needs.

2. Evidence Collection

Building a solid case requires meticulous evidence gathering.

• Our Approach:
  • Obtain and analyze police reports for critical details about fault and circumstances.
  • Collect medical records to document the extent of your injuries and associated costs.
  • Interview witnesses and secure statements to strengthen your case.
  • Use technology to gather surveillance footage or dashcam recordings that may have captured the accident.
  • Consult accident reconstruction experts if necessary to clarify liability.
• Why It Matters:

Preserving evidence is critical to building a strong claim. Learn more about what to document after an accident from the National Highway Traffic Safety Administration (NHTSA).

3. Filing the Claim

We manage all the paperwork so you can focus on recovery.

• What We Do:
  • File claims promptly with the appropriate insurance companies or court systems.
  • Prepare all necessary legal documents to comply with New Jersey’s filing requirements.
• Why It Matters:
  Proper documentation and timely filing are critical to ensuring your case proceeds smoothly. Mistakes or delays could jeopardize your claim.

4. Negotiating with Insurers

Dealing with insurance companies can be stressful, but our team handles it for you.

• Our Strategy:
  • Engage with insurers on your behalf, ensuring they don’t take advantage of you.
  • Push back against lowball offers that fail to account for your full range of damages.
  • Present compelling evidence to justify the compensation you deserve.
• Why It Matters:
  Insurance companies are businesses focused on minimizing payouts. Our aggressive negotiation ensures you receive a fair settlement.

5. Litigation (if Necessary)

When settlement negotiations fail, we’re ready to fight for you in court.

• What We Do:
  • Prepare your case for trial with precision and attention to detail.
  • Use expert witnesses, accident reconstructions, and visual presentations to make a strong argument.
  • Advocate passionately for your rights in front of a judge or jury.
• Why It Matters:
  While many cases settle out of court, our willingness to go to trial shows insurers that we won’t accept less than what you’re entitled to.

Why Local Expertise Matters

New Jersey’s car accident laws and insurance systems are uniquely complex, requiring a nuanced understanding of local regulations. We bring unmatched experience and insight to every case.

• Deep Knowledge of NJ Policies:
  • From “choice no-fault” provisions to comparative negligence rules, we understand how to navigate these specific laws to your advantage.
• Familiarity with Local Courts:
  • Our decades of experience working within New Jersey’s court system give us an edge in anticipating challenges and crafting winning strategies.
• Tailored Strategies:
  • Every case is different. We customize our approach to meet your unique needs and maximize your compensation.

How a New Jersey Car Accident Lawyer Can Help You

We go beyond simply filing claims. We take a comprehensive approach to protect your rights, ensuring you achieve the best possible outcome.

How an Experienced New Jersey Car Accident Attorney Protects Your Rights

After an accident, insurance companies may attempt to minimize your compensation. Our team ensures you’re treated fairly by:

• Handling all negotiations and communications with insurers to protect your statements.
• Investigating your case thoroughly by gathering evidence such as police reports, witness statements, and surveillance footage.
• Establishing fault using expert resources, including accident reconstruction professionals.
• Calculating both economic and non-economic damages, ensuring nothing is overlooked.

As a car accident lawyer in NJ, we’re committed to securing compensation for medical expenses, lost wages, and non-economic damages like pain and suffering. We’ll take your case to trial to hold the at-fault party accountable if necessary.

Recoverable Damages After a Car Accident

If you’ve been in an accident, you may be entitled to several types of compensation to help you recover physically, emotionally, and financially. We’ll thoroughly evaluate your case to ensure you receive the full range of damages you deserve. Here’s what we can help you recover:

Economic Damages

Economic damages are tangible, measurable losses that result from the accident. These aim to reimburse you for out-of-pocket expenses and financial setbacks, such as:

• Current and Future Medical Expenses: Covers hospital bills, surgeries, physical therapy, prescription medications, and any ongoing treatment needed for long-term recovery.
• Lost Wages and Reduced Earning Capacity: Compensation for missed work due to your injuries and, if applicable, for diminished ability to earn income in the future.
• Vehicle Repair or Replacement Costs: Reimbursement for repairing your car or replacing it if it was totaled in the accident.
• Other Accident-Related Costs: This may include transportation to medical appointments, home modifications (e.g., ramps for mobility), or childcare assistance during recovery.

Non-Economic Damages

Non-economic damages address the less tangible, yet equally impactful, ways the accident has affected your life. These damages compensate for:

• Pain and Suffering: For physical pain and discomfort resulting from your injuries.
• Emotional Distress: Covers the psychological impact of the accident, such as anxiety, depression, or post-traumatic stress disorder (PTSD).
• Loss of Enjoyment of Life: Compensation for being unable to participate in hobbies, activities, or daily routines you once enjoyed.
• Loss of Consortium: For the negative impact on your relationships with family members, including loss of companionship or intimacy.

Punitive Damages

Punitive damages may also be awarded in cases involving extreme negligence or malicious behavior. These damages are designed not to compensate you but to punish the at-fault party and deter others from engaging in similar reckless conduct. Examples of situations where punitive damages might apply include:

• Drunk driving or driving under the influence of drugs.
• Excessive speeding or reckless driving.
• Willful disregard for traffic laws, such as running red lights or street racing.

By ensuring every aspect of your losses is considered, Rosengard Law Group is committed to securing the compensation you need to rebuild your life after a car accident. Contact us today for a free consultation, and let us fight for the justice you deserve.

Long-Term Financial and Emotional Impacts

Car accidents can cause more than just immediate physical injuries; they often leave lasting financial and emotional scars that affect victims and their families for years. We understand these challenges and are here to help you navigate them.

Chronic Injuries and Their Consequences

Serious injuries, such as spinal damage, traumatic brain injuries, and severe burns, often require ongoing medical care and can lead to lifelong complications. Victims may face:

• Ongoing Medical Treatments: Physical therapy, surgeries, and pain management can accumulate significant costs over time.
• Permanent Disabilities: Spinal cord injuries or traumatic brain injuries may result in limited mobility, paralysis, or cognitive impairments.
• Psychological Impacts: Many accident victims develop post-traumatic stress disorder (PTSD), anxiety, or depression, requiring long-term therapy.

Financial Strain

The financial burden of an accident doesn’t stop with the initial hospital bills. Many clients experience:

• Lost Earning Capacity: Victims who can no longer perform their jobs may face reduced income or need to change careers entirely.
• Mounting Medical Bills: Insurance may not fully cover ongoing treatments, leaving families to pay out-of-pocket for necessary care.
• Home and Vehicle Modifications: Adapting to a disability often requires costly changes, such as wheelchair ramps or specialized vehicles.

Emotional Toll

Beyond the physical and financial consequences, car accidents often take a significant emotional toll:

• Loss of independence and lifestyle changes.
• Strained relationships due to stress and caregiving responsibilities.
• Fear of driving or being in vehicles, impacting daily life.

How Rosengard Law Group NJ Car Accident Attorneys Can Help

We recognize these challenges and fight to secure compensation that accounts for both immediate needs and lifelong impacts.

• Comprehensive Claims: We calculate damages for current and future medical expenses, lost income, and emotional suffering.
• Empathy-Driven Support: Our team connects clients with resources to help them adjust to their new circumstances and regain stability.

Many clients face mounting medical bills alongside reduced earning capacity. We help secure compensation for both immediate and lifelong financial impacts, giving you the peace of mind to focus on recovery.

FAQs About New Jersey Car Accident Claims

How Long Do I Have to File a Claim in NJ?

You have two years from the date of the accident to file a personal injury claim in New Jersey. Missing this deadline could mean losing your right to compensation.

What If the Other Driver Is Uninsured?

If the at-fault driver doesn’t have insurance, your uninsured motorist (UM) coverage can help cover your losses.

Can I File a Claim If I Was Partially at Fault?

Yes, New Jersey follows a modified comparative negligence rule. As long as you are less than 51% at fault, you can recover damages.

Do I Need a Lawyer for a Minor Accident?

Even a minor accident can result in hidden injuries or unexpected disputes with insurers. A client of ours came to us after initially settling a claim for a fender bender. Months later, they faced mounting medical bills due to delayed injury symptoms. With our help, they recovered additional compensation.”

What Happens if My Case Goes to Trial?

If negotiations fail, your case may go to trial. Our experienced NJ injury attorneys will prepare thoroughly and represent you in court to secure the best outcome.

How Much Does It Cost to Hire a Car Accident Lawyer?

We work on a contingency fee basis. You pay nothing upfront, and we only get paid if we win your case.

What Evidence Do I Need to Strengthen My Claim?

Key evidence includes medical records, police reports, photos of the accident scene, witness statements, and any correspondence with insurance companies.

How Long Will It Take to Resolve My Case?

Every case is different, but simple claims can be settled in a few months. More complex cases, especially those that go to trial, may take a year or more.

Should I Talk to the Insurance Company Myself?

Definitely not. It’s better to let your lawyer handle communications with the insurance company. Adjusters may use your words against you to minimize your claim.

What Should I Avoid Doing After an Accident?

You should avoid admitting fault, posting about the accident on social media, or signing anything from the insurance company without consulting a lawyer.

How Do I Prove I Wasn’t at Fault?

Proving you weren’t at fault in a car accident requires gathering and presenting clear evidence that demonstrates the negligence of another party. Here’s how we help:

• Police Reports: These official documents often include the responding officer’s opinion on fault based on the evidence at the scene.
• Eyewitness Statements: Testimonies from people who saw the accident can provide crucial third-party validation.
• Surveillance Footage: Traffic cameras, dashcams, or nearby security cameras can capture the accident and clearly show who was at fault.
• Accident Reconstruction: Using experts to reconstruct the scene can scientifically determine fault, especially in complex cases.
  We handle all evidence collection and ensure it’s presented effectively to prove your case.

What Should I Do in a Multi-Vehicle Accident?

Multi-vehicle accidents can be complex, as multiple parties may share fault. If you’re involved in one, take these steps:

1. Prioritize Safety: Move to a safe area, if possible, and call emergency services.
2. Document the Scene: Take photos of all vehicles involved, road conditions, and any visible injuries.
3. Get Contact Information: Collect names, phone numbers, and insurance details from all drivers and witnesses.
4. Avoid Admitting Fault: Even casual remarks can be misinterpreted later. Leave determining fault to professionals.
5. Contact an Attorney: Multi-vehicle accidents often involve disputes over liability. An experienced attorney can ensure you’re not unfairly blamed.
   Rosengard Law Group will thoroughly investigate the accident, consult experts if necessary, and identify all liable parties to secure your compensation.

How Long Does It Take to Resolve a Case?

The timeline for resolving a car accident case in New Jersey varies depending on several factors:

• Simple Cases: If fault is clear and injuries are minor, cases can often be settled within a few months.
• Complex Cases: Cases involving disputes over fault, severe injuries, or multiple parties may take a year or more.
• Litigation: If a fair settlement can’t be reached, going to trial can extend the process significantly.

We prioritize efficiency while ensuring you get the maximum compensation. We’ll keep you updated throughout the process and fight to resolve your case as quickly as possible without sacrificing results.

How Much Is My NJ Car Accident Case Worth?

The value of your car accident case depends on several factors, including:

• Severity of Injuries: Cases involving severe or permanent injuries generally result in higher compensation.
• Medical Expenses: Reimbursement for current and future medical bills is a significant part of your claim.
• Lost Income: Compensation for missed work and reduced earning capacity if your injuries prevent you from returning to your job.
• Non-Economic Damages: Pain and suffering, emotional distress, and loss of enjoyment of life can add to the total value of your case.
• Fault and Evidence: Clear evidence of the other party’s fault strengthens your case, impacting the settlement or verdict amount.

Every case is unique, and the final value depends on these factors. At Rosengard Law Group, we evaluate your situation thoroughly to maximize your compensation. Contact us for a free consultation to discuss the specifics of your case.

What Should I Do If the Insurance Company Denies My Claim?

If your claim is denied, don’t panic. Insurance companies may deny claims for various reasons, but that doesn’t mean you’re out of options:

1. Understand the Reason for Denial: Review the denial letter or speak with the adjuster to identify the reason.
2. Gather Evidence: Collect all relevant documentation, such as medical records, accident reports, and correspondence with the insurer.
3. Appeal the Denial: Insurance companies often have an appeals process that allows you to challenge their decision.
4. Consult an Attorney: If the denial persists or seems unfair, contact an experienced car accident lawyer. We’ll investigate the claim, handle negotiations, and take legal action if necessary.

At Rosengard Law Group, we’ve successfully overturned claim denials for many clients. Let us fight for your rights and ensure the insurance company doesn’t unfairly deny your compensation.

Can I Handle a Car Accident Claim Without a Lawyer?

While it’s possible to handle a car accident claim on your own, there are risks involved:

• Dealing with Insurance Companies: Insurers may offer lowball settlements or use your statements against you to minimize payouts.
• Understanding Legal Nuances: Navigating New Jersey’s car accident laws, such as comparative negligence and statute of limitations, can be complicated.
• Calculating Damages: Accurately valuing economic and non-economic damages is challenging without legal expertise, leading to under-compensation.
• Litigation Challenges: If your case goes to court, representing yourself against skilled insurance attorneys can be overwhelming.

Hiring an experienced lawyer ensures your rights are protected, and you have the best chance of receiving full compensation. At Rosengard Law Group, we take the stress off your shoulders, handle the complexities of your claim, and fight for the outcome you deserve—all with no upfront costs.

Common Causes of Car Accidents in New Jersey

Distracted driving, drunk driving, and speeding are leading causes of accidents. According to the CDC’s Motor Vehicle Safety page, these preventable behaviors account for thousands of yearly injuries and fatalities. Here are the most common causes:

Distracted Driving

Texting, using your phone, eating, or even chatting with passengers can distract you from the road. It’s one of the leading causes of accidents in New Jersey.

Drunk Driving

Driving under the influence is not only illegal but incredibly dangerous. Alcohol impairs judgment and slows reaction times, leading to devastating crashes.

Speeding

Exceeding speed limits is a major factor in accidents, reducing drivers’ time to react to unexpected situations.

Poor Weather Conditions

Rain, snow, and ice make roads slick and visibility worse, increasing the likelihood of accidents. Always drive cautiously in bad weather.

Failure to Follow Traffic Laws

Running red lights, ignoring stop signs, and making illegal turns can lead to severe accidents and injuries.

Understanding the causes of accidents often goes hand in hand with knowing where they are most likely to occur.

NJ Car Accident Hotspots and High-Risk Areas

New Jersey’s dense traffic and busy roadways make accidents a daily occurrence. Understanding high-accident areas can highlight the need for experienced legal representation.

• Newark: Major intersections like Route 21 and I-280 experience heavy congestion and frequent accidents.
• Jersey City: The Holland Tunnel and Kennedy Boulevard are hotspots for commuter crashes.
• Garden State Parkway: This major commuter corridor sees accidents near exits in Irvington, Union, and Woodbridge.
• NJ Turnpike: Congestion around interchanges for Newark Airport and the Meadowlands Sports Complex often leads to multi-vehicle collisions.

We use our knowledge of NJ-specific accident trends to build compelling cases and fight for the compensation you deserve.

NJ Car Accident Statistics

Understanding how common car accidents are in New Jersey underscores the importance of being prepared. According to the New Jersey Department of Transportation, there are over 276,000 accidents annually, with nearly 60,000 injuries and 524 fatalities.

• There are over 276,000 accidents annually, with nearly 60,000 injuries and 524 fatalities.
• Distracted driving is the leading cause, followed by speeding and driving under the influence.
• Cities like Newark, Jersey City, and Paterson have the highest accident rates.

Contact a New Jersey Car Accident Lawyer Today

Don’t wait to take action. Every day that passes can hurt your case. Let Rosengard Law Group fight for your rights and secure the compensation you need to rebuild your life.

Call Now: (856) 284-6446
Free Consultation: Speak to an NJ car accident attorney at no cost.