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How To File A Claim For A Broken Bone After A Car Accident In NJ: Your Comprehensive Guide

Car accidents are traumatic events that can lead to various injuries, including broken bones.

If you’ve suffered a broken bone in a car accident in New Jersey, it’s crucial to understand the process of filing a claim and seeking compensation.

In this comprehensive guide, we’ll explore how to navigate the aftermath of such an incident and provide actionable insights to help you make informed decisions.

How to File a Claim For a Broken Bone After a Car Accident in NJ

How Much Insurance Companies Payout on Broken Bones After Car Accidents

The amount of compensation for broken bones after a car accident in New Jersey can vary depending on several factors, including the severity of the injury, medical expenses, and the insurance coverage involved.

Here’s what you need to know:

  1. Medical Expenses: Insurance companies typically cover medical expenses related to the broken bone, including surgeries, doctor’s visits, and rehabilitation.
  2. Lost Wages: If the injury results in time off work, you can seek compensation for lost wages during your recovery.
  3. Pain and Suffering: Compensation for pain and suffering is awarded based on the physical and emotional distress experienced due to the broken bone. It can be a significant portion of the payout.
  4. Permanent Disability: In cases of severe fractures that result in permanent disability, additional compensation may be available.
  5. Comparative Negligence: New Jersey follows a comparative negligence rule, meaning your compensation can be reduced if you were partially at fault for the accident.

Categorizing Fractured Bones After Car Accidents

Fractures vary in severity, and their classification is essential for assessing your claim. Common types of fractures include:

  1. Hairline Fractures: Small, fine cracks in the bone that may not require surgery.
  2. Simple Fractures: A clean break that may need a cast or splint for recovery.
  3. Compound Fractures: When the bone pierces the skin, increasing the risk of infection and requiring surgical intervention.
  4. Greenstick Fractures: Common in children, where the bone is partially broken but not completely separated.
  5. Comminuted Fractures: The bone is shattered into multiple pieces, necessitating complex surgical procedures.

How Can I Decide on a Broken Bone Settlement After an Accident?

Determining the right settlement amount for a broken bone after an accident is crucial for fair compensation. Here’s how to make an informed decision:

Consult an Attorney

An experienced personal injury attorney, like Rosengard Law Group, can evaluate your case, considering medical bills, lost wages, pain and suffering, and long-term effects.

Document Medical Expenses

Keep detailed records of all medical bills and expenses related to your broken bone, including future treatment costs.

Assess Lost Wages

Calculate the income you’ve lost due to the injury, including potential future earnings if your injury leads to a disability.

Evaluate Pain and Suffering

Consider the emotional and physical distress you’ve experienced due to the broken bone and discuss this with your attorney.

Negotiate with the Insurance Company

Work with your attorney to negotiate a settlement with the insurance company that reflects the full extent of your damages.

Slip and Fall Broken Leg Settlement Amount

If you suffer a broken leg in a slip-and-fall accident, the settlement amount can vary widely based on the circumstances.

Factors that can influence the settlement include the location of the slip and fall, the property owner’s negligence, and the severity of the injury.

In New Jersey, compensation may cover medical bills, lost wages, and pain and suffering.

Should I Go to a Doctor or Therapist After a Broken Bone Personal Injury?

After a broken bone personal injury, it’s essential to seek medical attention promptly.

A doctor will diagnose and treat the injury, while a therapist or physical rehabilitation specialist may help with the recovery process.

Here are some general statistical trends related to seeking medical treatment after a broken bone personal injury:

Prompt Medical Attention

According to the Centers for Disease Control and Prevention (CDC), timely medical attention for bone fractures is essential.

Delayed treatment can lead to complications, including longer healing times and potential long-term consequences.

Doctor’s Involvement

Statistically, data from the American Academy of Orthopaedic Surgeons (AAOS) indicates that a vast majority of bone fractures are diagnosed and treated by medical doctors, often orthopedic specialists.

Seeking care from a qualified physician helps ensure accurate diagnosis and appropriate treatment.

Physical Therapy

The American Physical Therapy Association (APTA) reports that physical therapy plays a significant role in the rehabilitation process after a broken bone injury.

Physical therapists assist patients in regaining mobility, strength, and function, reducing the risk of complications.

Effectiveness of Treatment

Research published in the Journal of Orthopedic Surgery and Research suggests that early intervention and adherence to prescribed medical treatment plans can lead to better outcomes for patients with bone fractures. Proper care minimizes the risk of long-term complications.

Can I File a Broken Bone Car Accident Claim Without a Police Report?

While having a police report can strengthen your claim, it’s still possible to file a broken bone car accident claim without one.

In such cases, gather as much evidence as possible, such as witness statements, photographs of the accident scene, and medical records, to support your claim.

Consulting with an attorney can be particularly helpful in such situations.

Getting Our Attorney to Help You

Seeking legal assistance from a knowledgeable personal injury attorney is highly recommended when dealing with broken bone claims after a car accident in New Jersey.

An attorney can provide the following benefits:

An attorney is well-versed in New Jersey’s laws and can guide you through the legal process.

They can negotiate with the insurance company on your behalf to secure a fair settlement.

Attorneys are skilled in gathering and preserving evidence to build a strong case. If necessary, your attorney can represent you in court to fight for your rights.

Having an attorney ensures your legal rights are protected, allowing you to focus on your recovery.


Is a Broken Hand a Serious Injury?

The seriousness of a broken hand injury depends on the type of fracture and its impact on your daily life.

While some hand fractures may be minor, others can result in long-term complications. Consult a medical professional for an accurate assessment.

How Much Time Does a Broken Leg Take to Recover?

The recovery time for a broken leg can vary depending on the type and severity of the fracture.

On average, it may take six to eight weeks for a simple fracture to heal, while more complex fractures may require longer recovery periods.


Filing a claim for a broken bone after a car accident in New Jersey involves a series of considerations, including the type of fracture, medical expenses, and lost wages.

Seeking legal representation from a personal injury attorney is essential for navigating this process effectively.

Remember that each case is unique, and the settlement amount may vary, so it’s crucial to document all your expenses and losses to ensure fair compensation for your injury.

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